with Bill Bymel
Extend and Pretend is a Strategy
ABOUT THE EPISODE
The phrase extend and pretend gets tossed around like it’s a stall tactic, but in today’s real estate market, it’s far more strategic than people realize.
Listen in as I break down how lenders are actually using extend and pretend to manage distressed loans without triggering unnecessary foreclosures. We talk through enforcement tools banks already have, how covenant violations come into play even when payments are current, and why maturity extensions have become one of the most widely used pressure valves in the system.
The mortgage market is under real stress. Rising cap rates, declining values, and tighter cash flows are exposing weaknesses that were easy to ignore when rates were low. The question isn’t whether lenders will act, it’s how they act, and whether communication and creativity can prevent a repeat of past crises.
This conversation is about what’s really happening behind the scenes and why extend and pretend is less about denial and more about control.
📲 Watch the full conversation and share your take in the comments.
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The music in this video is copyrighted and used with permission.
Music: Snappy by Jonathan Boyle
Source: https://www.premiumbeat.com
License: Creator License #7035351
What Our Listeners Are Saying
Worth the time
by Musli
Always interesting and insightful! Much to learn about all facets of real estate.
Great insights!
by BOJKLA
Bill is a pro and brings on guests that expand the conversation even more. Smart and insightful podcast that will help anyone from a casual listener to a well versed finance pro. Thanks Bill!
Packed with real world advice
by Adam Podcast
I always pick up tips from this show. I like that Bill uses real world examples and experiences to get his point across. Guests are also top notch.
Real Estate Podcast Gem!
by Genshk
Fun, entertaining and very useful - deserves a prominent spot in your rotation! Treasure trove of real estate tips, market trends, and investment strategies. Magnetic chemistry between the host and his guests.