with Anthony Ferrando

ABOUT THE EPISODE

Over the past three years, Austin’s once-scorching real estate market has cooled dramatically, and not everyone’s paying attention to the fallout.

In this candid conversation, I sit down with Texas mortgage expert Anthony Ferrando, Broker & Owner of Mortgage Austin, to unpack what’s really happening behind the scenes.

We dive into how the post-peak pricing decline is impacting homeowners, the rising risks of “subject-to” transactions, and how desperation and greed are fueling questionable strategies in a shifting market.

Anthony shares a real-world case study of a client who bought at the top and is now stuck — illustrating what happens when real estate optimism collides with economic reality.

For investors, this is a cautionary tale and a timely pulse check. We talk conforming loan dynamics, interest rate pressures, and how mispriced assets and distressed borrowers are creating both risk and opportunity. Whether you’re in the market or on the sidelines, this is essential listening.

Key Takeaways:
• Austin’s housing peak was May 2022. It’s been sliding ever since.
• Subject-to deals may look attractive, but carry serious liabilities.
• Rising debt, delinquencies, and rate hikes are pressurizing the system.
• Emotional pricing and investor FOMO are inflating hidden risk.
• Smart capital watches behavior shifts before jumping into market dips.

About Our Guest:
Anthony Ferrando is the Broker & Owner of Mortgage Austin. Connect further with Anthony on LinkedIn.

First Lien Capital is your trusted investment and resolutions partner delivering security and strong returns while making real impact, and your Special Assets Group for hire delivering customized solutions to your distressed real estate debt scenarios.

Schedule a consultation with Bill to ELEVATE or REVIVE your portfolio today.

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