Bill Bymel

ABOUT THE EPISODE

Investors, take note: the real estate market is shifting beneath your feet and the pressure is building fast – making distressed mortgage debt investors uniquely positioned to benefit.

In this crucial episode, Bill Bymel, the Debt Doctor, breaks down how skyrocketing insurance premiums, rising property taxes, and interest rate hikes are disrupting the once-stable PITI formula – Principal, Interest, Taxes, and Insurance – and what this means for mortgage debt investors.

What was once a reliable indicator of payment performance is now a flashing red warning light. Rising operating costs, inflated property assessments, and unstable insurance markets (especially in disaster-prone states like Florida) are placing serious strain on borrowers – triggering payment delinquencies, distressed assets, and a rising tide of investment opportunity… or risk, if you’re unprepared.

Tune in to discover how these forces are fueling non-performing loans, note-buying opportunities, and deep-value mortgage debt plays:

• Why PITI volatility is accelerating default risk, even on performing loans
• How insurance and tax hikes are eroding cash flow and collateral value across portfolios
• Where the dislocation is opening strategic opportunities for savvy debt investors
• The key metrics and warning signs every note buyer, fund manager, and servicer must monitor now

If you’re investing in non-performing loans, mortgage-backed securities, or real estate debt of any kind, this is not just another market cycle – this is a structural shift. Get ahead of it.

Whether you’re holding a residential portfolio, managing commercial assets, or simply trying to stay afloat with your family home, this episode equips you with the insight and strategy needed to navigate today’s shifting terrain.

Tune in to uncover actionable solutions, insider analysis, and a new lens on what you need to do now when the old rules no longer apply.

Watch this episode on YouTube.

First Lien Capital is your investment and resolutions partner delivering security and strong returns while making real impact, and your Special Assets Group for hire delivering customized solutions to your distressed real estate debt scenarios.

Schedule a consultation with Bill to ELEVATE or REVIVE your portfolio today.

Stay connected with Bill Bymel: https://linktr.ee/billbymel