The affordable housing crisis didn’t happen overnight and it’s not being driven by just one factor. What we’re seeing now is a convergence of forces.
In a typical cycle, you get a shock. Markets absorb it. Lenders adjust. Regulators respond. Everyone recalibrates, and we move on. That sequential pattern has held for decades. The systems I'm [...]
Climate finance is steadily moving from the margins into the center of financial conversation, influencing how people think about banking, spending, investing, and institutional responsibility.