Loss mitigation servicer oversight is the active monitoring of a mortgage servicer to make sure it executes loss mitigation on behalf of the loan owner: reviewing performance, enforcing timelines, and evaluating each workout option against the investor’s guidelines. Without oversight, files stall, borrowers fall through the cracks, and recoveries shrink.

First Lien Capital works with every major servicer in the mortgage business, including FCI Lender Services, Planet Home Servicing, Statebridge and SN Loan Servicing, and delivers specialized loss mitigation through UCLS and First Lien Resolutions. Bill Bymel’s rule is that a performing portfolio deserves surveillance too; problems are cheaper to fix when they are found early.