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From the outside the housing market reads calm. Sit with the underlying data long enough, though, and a foreclosure wave starts to take shape beneath it.

Airlines and their dedicated flight attendants are making more money selling you an airline credit card and debt than the actual flight fare.

Two years ago, commercial real estate distress filled every forecast. But the wave that was supposed to hit, didn't.

I've spent my career in real estate debt and distress, so manufactured housing was never really on my radar. Then I learned a bit about the wealth it's building that caught me off guard.